Disclaimer

Published 21 October 2026

Education, not advice.

NextGenAchievers teaches general money skills to kids, teens and families. Nothing on this website or in the app is financial, investment, tax or legal advice, and it doesn't take anyone's personal situation into account. For advice about your family's money, please talk to a licensed professional.

Not a financial product.

NextGenAchievers is an educational program. We don't offer bank accounts, investments or any other financial products, and we don't recommend any.

Virtual money only.

All money in the app is virtual. Coins are virtual, and the app never moves any money. Parents can choose to set a coins cash rate and pay an agreed reward outside the app. XP is virtual too, with no link to money. The app doesn't connect to a bank or hold anyone's money. The Vault is a tracker: kids record the money they already have, and that money stays wherever it really is.

Launchpad is learning.

Launchpad helps kids learn how a small business works and start a real one outside the app. That real-world part, like making or selling something, needs a parent's approval and should always have a parent or carer involved. We don't promise any business will make money.

No guaranteed outcomes.

Every child learns differently. We can't promise any particular result.

Who we are.

NextGenAchievers is run by Next Gen Achievers Pty Ltd, ABN 49 685 561 344, Queensland, Australia.